Terms and Conditions

About us and these terms

These Terms and Conditions (“Terms”) are set by Kalyo Holdings Limited (“Kalyo”, “we”, “us”, “our”). They apply to this website and, as group terms, to our apps and services, including Landed, Finova, Kalyverr, FlyWatch, iKalyna, KalyGo, Kaly Moments and Kalyvo (together, the “Services”).

Accepting these terms

By using this website or any of our Services, you agree to these Terms. If you do not agree, please do not use them. If you use the Services on behalf of a business, you confirm that you are allowed to accept these Terms for it.

Our apps and their own terms

Each app may have its own terms of service and privacy policy, shown in the app or on its store listing. Those product terms apply together with these Terms. If they conflict, the product terms apply to that product. Your use of personal information is explained in our Privacy Policy and in each app’s own privacy policy.

Apps downloaded from the Apple App Store or Google Play are also subject to that store’s terms. Apple and Google are not responsible for our apps or their support.

Using our website and Services

You may use the website and Services for lawful purposes only. You must not:

• break any law or regulation, or infringe anyone else’s rights;
• try to gain unauthorised access to our systems, other users’ accounts or data;
• introduce viruses or other harmful code, or disrupt or overload the Services;
• scrape, copy or harvest content or data by automated means without our written permission;
• send spam, misleading information or unlawful content, including through our contact form;
• impersonate anyone or misrepresent your connection with any person or business.

Accounts

Some Services need an account. You must give accurate information, keep your login details safe and tell us straight away if you think someone else has used your account. You are responsible for activity on your account unless it results from our failure to take reasonable care.

Intellectual property

The website, the Services and their content, including names, logos, designs, text, graphics and software, belong to us or our licensors and are protected by intellectual property laws. Kalyo and our product names and logos are our trade marks. You may view and use them for your own personal or internal business use of the Services. You may not copy, modify, distribute or reuse them for any other purpose without our written permission.

Your content and messages

You keep ownership of content you submit through our Services. You give us a non-exclusive licence to use it as needed to provide and improve the Services, as described in the relevant product terms.

If you send us ideas or proposals through this website, please do not include anything confidential. Unless we have agreed otherwise in writing, we are free to develop similar ideas independently.

Third-party links and services

Our website and Services may link to or rely on third-party websites and services, such as app stores, payment providers, maps and booking partners. We do not control them and are not responsible for their content, availability or practices. Their own terms and policies apply when you use them.

Paid features

Some Services include paid features or subscriptions. The price, billing and cancellation terms are shown before you pay. Purchases made through the App Store or Google Play are handled by that store under its own terms, including its refund rules. Nothing in these Terms affects your statutory rights as a consumer.

Information on our Services

We work to keep information on the website and in our Services accurate and up to date, but we cannot guarantee it is complete, current or free from errors. In particular:

• financial information and insights (for example in Finova) are for general information only and are not financial, investment, tax or legal advice;
• travel, transport, timetable, price and event information (for example in Landed, KalyGo and FlyWatch) may come from third parties and can change without notice, so please check important details with the operator before you rely on them;
• services offered by freelancers or other users (for example on Kalyverr) are provided by those users, not by us, except where we say otherwise.

Availability and changes to the Services

We provide the website and Services on an “as is” and “as available” basis. We may change, suspend or withdraw any part of them, for example for maintenance, security or business reasons. We will try to give reasonable notice of significant changes where we can.

Our liability to you

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded by law. Nothing affects your statutory rights as a consumer.

If you are a consumer, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking these Terms or failing to use reasonable care and skill. We are not responsible for loss or damage that is not foreseeable, and we provide the Services for domestic and private use only, so we are not liable to you for loss of profit, business, business interruption or business opportunity.

If you are a business, to the fullest extent permitted by law, we exclude all implied conditions, warranties and terms, and we will not be liable for any loss of profits, sales, business, revenue, data, goodwill or anticipated savings, or for any indirect or consequential loss, arising from your use of, or inability to use, the website or Services.

We are not responsible for loss caused by events outside our reasonable control, by your failure to follow our instructions, or by third-party services we do not control.

Suspension and termination

We may suspend or end your access to the Services if you seriously or repeatedly break these Terms, if we must do so by law, or to protect the Services or other users. You can stop using the Services at any time and close your account as described in the relevant app.

Changes to these terms

We may update these Terms from time to time, for example to reflect changes in law or in our Services. The latest version will always be on this page with the date it was last updated. If a change materially affects you, we will tell you in advance where we reasonably can. Continuing to use the Services after a change means you accept the updated Terms.

General

• If any part of these Terms is found unenforceable, the rest remains in force.
• If we delay enforcing these Terms, we can still enforce them later.
• We may transfer our rights and obligations under these Terms to another organisation; we will make sure this does not reduce your rights. You may not transfer yours without our written agreement.
• No one other than you and us has any right to enforce these Terms.

Governing law and disputes

These Terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction. If you are a consumer living in Scotland or Northern Ireland, you may also bring proceedings in your local courts, and if you live elsewhere you keep any protections your local law gives you. If you have a complaint, please contact us first so we can try to resolve it.

Contact us

Questions about these Terms are welcome at info@ikalyo.com: